Workers Compensation

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What is Workers' Compensation Insurance?

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

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Additional Information about Workers’ Comp Insurance

While plans differ among jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in workers’ compensation plans, and negligence is generally not an issue in the case.

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Maria Marlin

I just want to commend BIA for their exceptional service that they're doing for their clients on behalf of Marlin Insurance Company. BIA rep are very prompt answering my questions and concerns and they posses excellent knowledge to get matters resolve quickly. You have a winner's attitude in BIA and I appreciate that they take their clients' need seriously and I'm pretty sure they're valuable member of your team.

Robert B

BIA team are super knowledgeable and professional. They don't hardsell you on insurance but give you advice so that you can understand your needs and options. As a small business owner, I appreciate this approach. You will be in good hands.