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Information to help you plan, prepare and protect what matters most.

When's the last time you reviewed your boat insurance policy? Let's take a few minutes to make sure you're covered for everything and have the most affordable boat insurance rates.

What is Boatowners Insurance?

Boat insurance protects a boat, its owner, and passengers in the event of a loss. 

Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.

Boating Insurance Coverages

 Pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.

Pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.

covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.

Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.

 Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.

This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.

 Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.

Pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.

Need any help!

Contact us to learn more about the right boat insurance for you.

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          I just want to commend BIA for their exceptional service that they're doing for their clients on behalf of Marlin Insurance Company. BIA rep are very prompt answering my questions and concerns and they posses excellent knowledge to get matters resolve quickly. You have a winner's attitude in BIA and I appreciate that they take their clients' need seriously and I'm pretty sure they're valuable member of your team.

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          BIA team are super knowledgeable and professional. They don't hardsell you on insurance but give you advice so that you can understand your needs and options. As a small business owner, I appreciate this approach. You will be in good hands.

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